Ellipse 1
Ellipse 2
Ellipse 3

What is a Mutual Fund (MF)?

Mutual Funds are managed by financial experts (called as "Fund Manager"). These funds invest in various financial instruments like Equity (stocks), debt and commodities etc.. These investments are made on various parameters and objectives clearly stated for the specific Fund "scheme".

Start Investing

Some Benefits of Mutual Fund Investing-

Low Cost

Mutual Funds are low cost and simple to understand

SEBI Regulated

Mutual Funds are regulated by SEBI and other regulatory bodies.

Diversification

Mutual Funds provide diversification to the customers.

Direct Equity

Mutual Funds act effectively as a substitute for direct Equity or market investments

Pool Money

Mutual Funds pool or collect money from Investors and invest/rebalance to provide better returns to its investors for the specific Mutual Fund Scheme.

Why INVULB Mutual Fund Baskets?

Partnership

Partnership with only 07 AMCs

INVULB has Partnership with only 07 AMCs (Asset management Companies) to distribute their Mutual Fund products

Trust

Industry Leading and Trusted Partners

BSE Star MF Platform/AMFI/ Centrum etc.

Authorization

With authorization from AMFI and BSEStar MF Platform

Officially recognized and authorized by top financial authorities

Regulated Entity

Because we are a Regulated Entity

Fully compliant with financial regulations and industry standards

Explore our MF Baskets backed by experts.

Our primary Goal is to build suitable Retirement Savings for each customer of ours based on the specific requirements of each one of you

Conservative Pension Plan

You seek safety of capital, for some risk to achieve returns in few years

Moderate Pension Plan

You seek balanced growth with moderate risk for steady returns over time

Aggressive Pension Plan

You seek higher returns and are comfortable with higher risk for long-term growth

Ultra Aggressive Pension Plan

You seek maximum returns and are willing to take significant risk for potential high gains

Get Started

Download our Mobile Application
& track all your Pension Corpus at
one place – on the go!

  • Checkmark Real-time portfolio tracking
  • Checkmark Instant notifications and alerts
  • Checkmark Seamless investment management
Download on the App Store GET IT ON Google Play
Mobile App

Frequently Asked Questions

Answers to the most frequent questions.

INVULB is a digital investment platform that helps you build wealth through goal-based investing in Mutual Fund Baskets. We assess your financial goals, risk appetite, and preferences to match you with the right investment basket. Our platform simplifies mutual fund investing by curating pre-researched portfolios that are continuously monitored by experts.

INVULB Mutual Fund Baskets are curated portfolios designed around specific goals or strategies—such as growth, stability, or tax-saving—where multiple mutual funds are intelligently combined into a single, ready-to-invest basket. Unlike regular mutual funds, which require you to choose and manage each scheme individually, INVULB Baskets are pre-researched and continuously monitored by experts. This means you get instant diversification, reduced decision fatigue, and a simplified investing experience—all while ensuring your portfolio stays aligned with your financial objectives.

Yes, INVULB operates in compliance with all relevant financial regulations. We partner with SEBI-registered Asset Management Companies (AMCs) and follow strict regulatory guidelines. Your investments are held directly with the respective mutual fund houses, ensuring transparency and security. INVULB acts as a facilitator, helping you make informed investment decisions while maintaining the highest standards of regulatory compliance.

The minimum investment amount varies depending on the specific Mutual Fund Basket you choose. Most baskets start with a minimum investment of ₹500, making it accessible for investors at all levels. You can start with a small amount and gradually increase your investment as per your financial capacity and goals.

You can track your investments through the INVULB platform and mobile application. Our dashboard provides real-time updates on your portfolio performance, including current value, returns, and allocation across different funds. You'll receive regular statements and notifications about your investments, ensuring complete transparency and easy monitoring of your financial progress.

Yes, most Mutual Fund Baskets offer liquidity, allowing you to redeem your investments as per the terms of the underlying mutual fund schemes. However, the withdrawal process and any applicable exit loads depend on the specific funds within your basket. Open-ended funds typically allow withdrawals at any time, while some funds may have lock-in periods or exit loads. You can check the specific terms for each basket before investing.

Tax implications depend on the type of mutual funds in your basket and the holding period. Equity mutual funds held for more than one year qualify for Long-Term Capital Gains (LTCG) tax with an exemption up to ₹1 lakh per year, while gains above this are taxed at 10%. Short-term gains (less than one year) are taxed at 15%. Debt mutual funds held for more than three years are taxed at 20% with indexation benefits, while short-term gains are added to your income and taxed as per your tax slab. ELSS funds offer tax deductions under Section 80C up to ₹1.5 lakh per year.

Returns on your Mutual Fund Basket are calculated based on the performance of the underlying mutual fund schemes, weighted according to their allocation in your basket. Returns are typically displayed as absolute returns (total gain/loss) or annualized returns (compounded annual growth rate). The platform automatically calculates and displays your portfolio returns, taking into account the performance of all funds in your basket, their respective weights, and any dividends or distributions received.