How It Works

Understand Each Step of Your Pension Journey with a Simple, Guided Overview
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1

Tell Us About Yourself

Sign Up with basic information and validate. Then take the Risk Profile (Details about occupation/spending patterns/risk taking ability etc.) to understand your specific requirements and also use the Pension Calculator to estimate the actual/required Pension/retirement Corpus
2

Assign a PENSION PLAN

Based on Risk profile input customer will be in one of the four Pension Categories (viz. Conservative/Moderate/Aggressive/Ultra Aggressive)
3

Choose an Investment Basket & Tenure

INVULB Investment options are specialized products named as “Baskets” (Investment Baskets are portfolio of Mutual Fund schemes OR Equities OR ETFs or Metals that are curated or track a Theme/ have a specific Objective or follow a particular Strategy)
4

KYC & Make Your Choice (of the Product)

Provide/Validate your KYC details to proceed
5

Track/ Customize & Monitor to achieve Retirement Corpus

Track all investments with easy-to-understand Dashboard & Portfolio. Update/Customize/Monitor your requirements & goals
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1

Tell us about yourself & Sign Up

Sign Up/Register & Create your Risk Profile/understand your Persona
2

Pay Online in easy steps

Pay online via multiple options – UPI/Credit or Debit Cards/ net banking etc.
3

Choose Metal Basket (Gold/Silver)

Complete MMTC PAMP account opening , choose amount/weight in INR or grams – buy gold at live market rates.
4

Accumulate your Digital Gold/Silver

Your gold/silver is now in a vault secured by MMTC-PAMP – Your account is updated instantly, and can be accessed 24/7. Easy Buyback /Take Physical Delivery of Gold/silver investments anytime
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Pension Calculator

Years to retire
30 Years
1 60
Investment frequency
What do you want to calculate?
Target Pension Corpus
₹10L
₹10L ₹100CR
Target Monthly Pension
₹50K
₹50K ₹10CR
Invest ₹2.5CR in lumpsum now to build a ₹20CR corpus in 30 years, providing ₹10L monthly pension
Lifestyle Type Monthly Pension
Essential ₹2CR
Continue to explore baskets

Why INVULB?

Pension & Retirement Plan Made Easy

Choose your portfolio from SAFESTOX our actively managed Asset class basket using proprietary 'Logic' for Capital Protection & Long Term Growth

Access Financial Products Gold & Silver

Purchase precious metals Gold & Silver like never before & buy Financial Products with few clicks

Understand Your Pension Portfolio

We provide a Retirement Portfolio which is Simple, Easy, Reliable & gives returns to take care of your financial needs during redemption

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Digital Investments tailored to all your needs

Get Access to Dashboard on your Portfolio with Intelligent and relevant information to keep you updated on your investments with data encryptions & security

See how we’re redefining investments — play the video.

Invest Smarter. Live Better.

Download the app and get started.

Everything you need to know about the INVULB.

INVULB is a digital pension planning platform that helps you build your Retirement Corpus through goal-based investing. We assess your financial goals, risk appetite, and preferences to match you with the right investment plan or “basket”.

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This is the third item's accordion body. It is hidden by default, until the collapse plugin adds the appropriate classes that we use to style each element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It's also worth noting that just about any HTML can go within the .accordion-body, though the transition does limit overflow.

This is the third item's accordion body. It is hidden by default, until the collapse plugin adds the appropriate classes that we use to style each element. These classes control the overall appearance, as well as the showing and hiding via CSS transitions. You can modify any of this with custom CSS or overriding our default variables. It's also worth noting that just about any HTML can go within the .accordion-body, though the transition does limit overflow.